How to Use Samsung Pay: Detailed Guide and Important FAQs

Samsung Pay is an advanced digital wallet that lets you use the Samsung phone to pay at retail stores, for the goods you buy. Now the time has gone to carry the bulky wallets, credit cards, or debit cards, all you need is Samsung Pay supported Galaxy Smartphone. Wait, wait, there is one more thing you’re going to need is to, set up the Samsung Pay correctly. Aside from the Samsung Phones, the Galaxy Watch also supports Samsung Pay which means you can also use the Galaxy Watch Active for contactless payment across the stores.

In this world, we have dozens of digital payment options such as Apple Pay, Google Pay, etc. all of them works on almost same criteria, which is to create awareness for digital and contactless payment options to avoid touching each other in a serious pandemic, the world is suffering from. It takes a few minutes to set up the Samsung Pay on Samsung S20, S10, Note 10, or any Samsung Pay compatible devices.

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How to Set Up Samsung Pay and Use it

What is Samsung Pay and How Does it Work?

Samsung Pay is a secure platform that lets you make transactions across the stores, at approved payment terminals. Whether you want to buy snacks or go for shopping, nearly all the retail stores accept payment through Samsung Pay. It uses the NFC technology to make transactions without the need for hard cash or cards, just open the Samsung Pay and pay in a single tap. You might be thinking about what’s new about Samsung Pay, all of these features are already available in Apple Pay, Google Pay, and other apps.

The best part of Samsung Pay is it works with MST (Magnetic Secure Transmissions), which makes it easier for your Galaxy Phone to make payment even though the retail store doesn’t accept the wireless payments, but do take payments via credit/debit cards.

Your Galaxy Phone has a magnetic coil embedded on the backside, that turns your Samsung Pay into the card, and allows you to pay at the stores which don’t have support to receive wireless payments.

Samsung Pay Supported Devices 2020 (Complete List of Galaxy Phones & Watch)

For the first time, Samsung pushed the Samsung Pay to the expensive flagship phones, but as of now, numerous Galaxy phones and Galaxy Watch works with the Samsung Pay. Here is the list you might want to look at for the Samsung Pay compatible Galaxy Watch and Phones.

  • Samsung Galaxy Fold
  • Samsung Galaxy Z Flip
  • Samsung Galaxy S20 5G
  • Samsung Galaxy S20 Plus 5G
  • Samsung Galaxy S20 Ultra 5G
  • Samsung Galaxy Note 10 Plus 5G
  • Samsung Galaxy Note 10 Plus
  • Samsung Galaxy Note 10
  • Samsung Galaxy S10 5G
  • Samsung Galaxy S10 Plus
  • Samsung Galaxy S10
  • Samsung Galaxy S10e
  • Samsung Galaxy Note 9
  • Samsung Galaxy S9 Plus
  • Samsung Galaxy S9
  • Samsung Galaxy Note 8
  • Samsung Galaxy S8 Plus
  • Samsung Galaxy S8
  • Samsung Galaxy S7 Edge
  • Samsung Galaxy S7
  • Samsung Galaxy S6 Edge Plus
  • Samsung Galaxy S6 Edge
  • Samsung Galaxy S6
  • Samsung Galaxy A70
  • Samsung Galaxy A50
  • Samsung Galaxy A40
  • Samsung Galaxy A20e
  • Samsung Galaxy A8
  • Samsung Galaxy A6
  • Samsung Galaxy A3
  • Samsung Galaxy A5 (2017)

Samsung Pay Supported Galaxy Watch 2020

  • Samsung Galaxy Watch Active 2
  • Samsung Galaxy Watch Active
  • Samsung Galaxy Watch
  • Samsung Galaxy Watch 4G
  • Gear S3
  • Gear Sport

How to Set Up Samsung Pay on Phone

I presume, your Galaxy phone supports the Samsung Pay. Within a few steps, you’ll be able to use the Samsung Pay on your phone. Learn how to set up Samsung Pay on Samsung S10, S20, Note 10, and other compatible devices.

Note: Make sure the Samsung Pay is up to date.

  • Launch the Samsung Pay app on your device.
  • If you’re opening the app for the first time, then Get Started button will be displayed.
  • Tap Get Started.
  • Set the security PIN to protect the Samsung Pay, enter twice.
  • Hit the upper-left Menu button.
  • Go with Add credit/debit card.
  • Enter the correct information and complete the set up process of Samsung Pay, carefully.

How to Set Up Samsung Pay on Galaxy Watch

It should be noted that the Galaxy Watch supports only NFC payments, not the MST. Here’s how to add cards in the Galaxy Watch.

  • Go to the Galaxy Wearable app on the device to which the Watch is paired and connected.
  • Tap Samsung Pay.
  • Look at the (+), on the top-right screen, and add credit/debit card to Galaxy Watch.

Note: The transactions between the Samsung Pay used in Galaxy Phone and Samsung Pay used in Galaxy Watch don’t sync, therefore, the transactions made through Watch only appear in the Watch and the same goes for Galaxy Phone.

What Bank Does Samsung Pay Support?

Here’s the list of Samsung Pay supported banks in the US:

  • American Express
  • Visa
  • Mastercard
  • JP Morgan Chase
  • Citi
  • PNC
  • Chase
  • Bank of America
  • US Bank

Full list of Banks and Cards that work with Samsung Pay in the US.

List of Samsung Pay supported banks in the UK:

  • American Express
  • Danske Bank
  • First Direct
  • M&S Bank
  • Nationwide Building Society
  • Santander
  • Starling Bank
  • HSBC
  • The Co-operative Bank
  • John Lewis Finance
  • Engage

Full list of Supported Banks and Cards that work Samsung Pay in the UK.

List of Samsung Pay supported banks/cards in India:

  • Visa
  • MasterCard
  • American Express

Why is Samsung Pay Safe to Use?

Samsung Pay is way safer to use than we think, at first, we don’t need to carry the bulky wallets and cards, with the fear of losing them, and your phone is enough to buy coffee, clothes and many essentials for you. On top of that, when you add the card details in the Samsung Pay, technically, it stores the encrypted version of the added card, not the real card number. Every time you do a transaction using the Samsung Pay or access the Samsung Pay, you’ll be asked to enter the PIN for confirmation.

Moreover, if somehow your phone is stolen or lost, then make use of Find My Mobile service offered by the Samsung to Lock down the phone or Factory Reset remotely.

Where Can I Use Samsung Pay?

It’s hard to define where can we use Samsung Pay, though, most of the stores that own the payment terminals systems like NFC, Europay, Visa, MasterCard, MST, can work with Samsung Pay. Unfortunately, it can’t be used at the ATMs or machine that needs physical cards where we need to insert the card to draw out money.

Other than that, Samsung Pay is widely available in Grocery Stores, Clothing Franchise, Food Counters, and more. Just visit the nearest shops, and ask the sellers, do they accept the Samsung Pay. I’ve done the same, and got positive feedback, nearly from all the shops, I’ve had a visit.

Where is Samsung Pay available? List of Countries

Samsung Pay is available in four different continents comprising more than 20 countries:

  • United States
  • United Kingdom
  • Canada
  • Mexico
  • Puerto Rico
  • Brazil
  • France
  • Spain
  • Russia
  • Sweden
  • Italy
  • Switzerland
  • South Africa
  • United Arab Emirates
  • India
  • Australia
  • China
  • Malaysia
  • Hong Kong
  • Thailand
  • Vietnam
  • South Korea
  • Taiwan
  • Singapore

Can I Use Samsung Pay without Data Connection?

Luckily, you can use the Samsung Pay offline to make up to 10 transactions. Though, the internet connection is needed to add or remove or manage the credit/debit cards in the Samsung Pay.

Does Samsung Pay work in other countries?

The Samsung Pay will definitely work where you can use your physical card. It depends upon the card issuer/bank, so, first of all, verify from their side, does the physical card can be used overseas that you’re using with Samsung Pay, if they say yes, then Samsung Pay can be used too.

However, adding a new card while staying outside the country may not be possible, you may have to contact the bank for completing the procedure to add the card in Samsung Pay.

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